Terms and Conditions

Last updated: 18^th January 2026

Welcome to Frontlife (“we”, “us”, or “our”).
These Terms and Conditions govern your access to and use of our website https://frontlife.co.zm.

By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use our website.

1. about Frontlife

Frontlife is a business operating in Zambia, providing information, services, and professional solutions through this website.

2. Use of the Website

You agree to use this website:

• For lawful purposes only
• In a manner that does not violate any applicable laws or regulations of Zambia
• Without attempting to gain unauthorized access to systems or data

You must not:

• Misuse, copy, or exploit website content for commercial purposes without permission
• Introduce malware, viruses, or harmful code
• Interfere with the website’s operation or security

3. Intellectual Property

All content on this website, including but not limited to:

• Text
• Logos
• Graphics
• Images
• Designs
• Layouts

is the property of Frontlife or its licensors and is protected under Zambian and international intellectual property laws.

You may not reproduce, distribute, or reuse content without prior written permission.

4. Services and Information Disclaimer

• Information provided on this website is for general informational purposes only
• We make reasonable efforts to keep information accurate and up to date, but we do not guarantee completeness or accuracy
• Any reliance on information from this website is at your own risk

Specific services may be subject to separate agreements or contracts.

5. User Submissions & Communications

When you submit information through:

• Contact forms
• Emails
• Inquiries

You confirm that:

• The information is accurate and lawful
• You have the right to share such information

We reserve the right to refuse or ignore communications that are abusive, misleading, or unlawful.

6. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect and use personal data.

Please review our Privacy Policy here: www.frontlife.co.zm/privacy-policy/

7. Third-Party Links

This website may contain links to third-party websites.

• We do not control or endorse third-party content
• We are not responsible for third-party websites, services, or policies
• Accessing third-party links is at your own risk

8. Limitation of Liability

To the fullest extent permitted by law:

• Frontlife shall not be liable for any direct, indirect, incidental, or consequential damages arising from:
  • Use of or inability to use the website
  • Errors or omissions in content
  • Website downtime or security breaches

Nothing in these Terms limits liability where such limitation is prohibited under Zambian law.

9. Indemnification

You agree to indemnify and hold harmless Frontlife from any claims, damages, losses, or expenses arising from:

• Your misuse of the website
• Violation of these Terms
• Violation of applicable laws or third-party rights

10. Changes to the Website or Terms

We reserve the right to:

• Modify or discontinue any part of the website
• Update these Terms at any time

Changes will be effective once posted on this page. Continued use of the website means you accept the updated Terms.

11. Termination

We may suspend or terminate access to the website without notice if:

• These Terms are violated
• There is suspected fraud, abuse, or unlawful activity

12. Governing Law & Jurisdiction

These Terms and Conditions are governed by and interpreted in accordance with the laws of the Republic of Zambia.

Any disputes arising shall be subject to the exclusive jurisdiction of Zambian courts.

13. Contact Information

For questions about these Terms and Conditions, please contact us:

Email: info@frontlife.co.zm
Website: https://frontlife.co.zm